Grants are a type of student aid that is awarded by the government. Grants for college students do not have to be repaid. Grants are based upon financial need, as calculated by the federal aid program. The first step in applying for government grants is by completing the FAFSA. First year students may find that they receive less grant awards than they do in subsequent college years.

The following are the best Student Loan options: 1. Subsidized Stafford Loan 2. Unsubsidized Stafford Loan 3. Federal Perkins Loan 4. Federal PLUS Loan for Parents 5. Direct PLUS Loan 6. Federal Consolidation Loan 7. Federal Nursing Loan 8. Federal Insured Student Loan 9. Health Professions Student Loan 10. Private Student Loan

A how-to information guide about Subsidized and Unsubsidized Federal Stafford Student Loans for undergraduate and graduate students.

With rising college costs, more students are turning to scholarships to supplement their financial aid. Scholarships are frequently offered by sources such as companies and organizations. In addition, many colleges and universities offer awards exclusively for their students. Many students take advantage of free online scholarship databases such as FastWeb.com, the largest scholarship search site

How Your Parents Can Help You Apply: If your parents have good credit and you have a copy of the Direct PLUS loan application, you are well on your way to a college education. Keep in mind that in order to receive a federal PLUS loan, you must be a dependent potential undergraduate at any college or university in the U.S. You also must be planning on attending college for at least half-time...

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